Bruised Credit Mortgages
Poor Credit History?
A Mortgage Broker can help.
Life happens, I understand that credit scores aren't always perfect. As a mortgage broker you can also think of me as an advisor to offer suggestions and steps that can help you improve the chances of getting approved.
There is also a benefit of working with a broker because we have a large variety of lenders, some who are open to lending in a "less than ideal" credit situation, opposed to your bank which only provides their own lending options. A broker has more flexibility to find a lending solution that will work with both your financial situation and home-ownership goals.
There are Mortgage options for bruised credit.
The obvious suggestion is to improve your credit score, but perhaps that's easier said than done or you don't have the time to wait. There are mortgage lenders out there that may be willing to meet you where you're at before your credit rebuilds.
As a Mortgage Broker I always look at the whole situation: how to we get you into a home, how long does this option work for you and when might you want to change or make a move to something else down the road?
I'm almost always available. Whether it's a quick phone chat or a meeting over a coffee, please don't hesititate to reach out.